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FC 26: How to Reach Level 40 Before Team of the Year

FC 26 Jan-21-2026 PST

In FC 26, reaching Level 40 before the Team of the Year (TOTY) event is a strategic milestone that can define a player's success during the most anticipated part of the Ultimate Team calendar. TOTY introduces some of the most elite player cards of the year, along with highly competitive Squad Building Challenges (SBCs) and limited-time packs. Being at Level 40 before TOTY ensures that players are ready to take full advantage of the promo, whether that means unlocking additional packs, completing objectives efficiently, or fielding stronger squads.

FC 26: How to Reach Level 40 Before Team of the Year

The path to Level 40 in FC 26 is structured around multiple categories of objectives. By completing Ultimate Team tasks (7,450 XP), Manager Objectives (5,000 XP), Manager Live Events (2,000 XP), Player Career objectives (4,250 XP), and the Weekly Seasonal Objectives bonus (1,000 XP), players can achieve Level 40 efficiently without sacrificing enjoyment of the game. This essay explores these objectives in detail, explaining how each contributes to XP gain and overall preparation for TOTY.


Ultimate Team Objectives: The Main XP Source (7,450 XP)

Ultimate Team objectives form the largest block of XP for reaching Level 40, combining competitive matches, SBC completion, and skill-based challenges.


Rush Mode: Quick XP Through Scoring and Assists

One of the most efficient ways to gain XP is through Rush Mode objectives: scoring 5 goals and assisting 5 goals. Rush matches are short, fast-paced, and designed for aggressive gameplay. This allows players to complete both objectives simultaneously in a few matches.

Rush Mode also reinforces fundamental gameplay skills. Players learn to exploit space effectively, execute quick passing combinations, and take advantage of counter-attacks. This makes Rush objectives not only time-efficient but also beneficial for improving performance in other competitive modes.


Rivals Matches: Squad Planning and Competition

Another Ultimate Team objective requires playing 10 Rivals matches with at least 3 Italian players. While this may seem restrictive, it encourages creative squad-building strategies, often prompting players to explore Serie A or Italian hybrid squads.

Rivals matches themselves provide additional benefits beyond XP. They expose players to real competition, fostering skill development in a more challenging environment than casual matches. Even losses contribute progress, emphasizing consistency over individual victories.


Squad Building Challenges (SBCs): Efficiency and Resource Management

Completing 7 SBCs contributes to XP while reinforcing resource management. Players must consider squad composition, player chemistry, and cost efficiency. Many SBCs naturally align with daily or weekly goals, making them a convenient source of XP.

SBC completion also complements other objectives, such as player collection requirements for Rivals or Live Events, allowing players to optimize time investment.


Skill-Based Scoring and Live Events

Scoring 3 low-driven goals with a German player adds a technical challenge. This objective rewards accuracy and familiarity with player traits rather than sheer power.

Meanwhile, playing 5 matches in Live Events provides additional XP while keeping gameplay fresh. These events often feature limited-time scenarios or rule variations, making them enjoyable and beneficial for overall progression.


Manager Objectives: Building XP Through Strategic Play (5,000 XP)

Manager Objectives focus on strategic, long-term gameplay in Manager Career Mode, rewarding planning and commitment.


Playing 25 Manager Career Matches

Playing 25 matches in Manager Career Mode emphasizes consistency. Career Mode allows players to develop squads, manage tactics, and oversee transfers, offering a slower-paced but rewarding alternative to Ultimate Team.

This objective encourages players to engage with different aspects of football management, broadening their experience and earning XP steadily over multiple sessions.


Winning a Major Competition

Winning 1 Major Competition serves as a benchmark for strategic excellence. Unlike standard match objectives, this task requires tactical planning, squad rotation, and in-game decision-making. XP rewards reflect the accomplishment's significance, reinforcing the value of skill and strategy in FC 26's multi-mode system.


Manager Live Events: High XP for Limited Time (2,000 XP)

Completing 3 Manager Live Events provides 2,000 XP, making them highly efficient for players racing to Level 40. These events often feature unique challenges or scenarios, offering variety compared to regular Career Mode matches.

Because they are limited-time, Manager Live Events encourage players to engage regularly, preventing the need for last-minute grinding. They are especially effective when combined with Career Mode objectives, allowing players to maximize XP with minimal extra effort.


Player Career Mode: Consistency and Progression (4,250 XP)

Player Career Mode objectives reward continuous engagement, focusing on the development of an individual footballer.


Playing Matches and Completing Objectives

Playing 6 Player Career matches is a straightforward requirement, while completing 40 objectives ensures ongoing participation. Objectives often include tasks such as completing a set number of passes, taking shots on target, or scoring from specific situations.

Player Career Mode allows for personal immersion, letting players experience the progression of a single athlete. XP gained here complements Ultimate Team and Manager objectives, ensuring balanced multi-mode progression.


Weekly Seasonal Objectives: The Bonus That Makes a Difference (1,000 XP)

Completing all previously mentioned objectives unlocks Weekly Seasonal Objectives, awarding an additional 1,000 XP. While smaller than the main XP pools, this bonus can be the final push that elevates a player to Level 40.

These objectives reward efficient planning, encouraging players to complete tasks across multiple modes rather than focusing narrowly on one.


Efficiency Through Multi-Mode Engagement

FC 26's XP structure encourages multi-mode engagement, which helps players avoid monotony. By spreading objectives across Ultimate Team, Manager Career, Manager Live, and Player Career, players experience variety while steadily progressing toward Level 40.

This variety ensures that reaching Level 40 is not a grind but an integrated part of enjoying the game. It also strengthens skills across modes, from quick decision-making in Rush to long-term squad management in Career Mode.


Strategic Planning: How to Maximize XP Gains

To reach Level 40 efficiently, strategic planning is essential. Players can:

Combine Rush goals and assists in a single session.

Use German attackers for low-driven goals during Rivals or Live Events matches.

Complete SBCs alongside squad adjustments for Rivals or Live Events.

Schedule Manager Live Events alongside Career Mode matches to maximize XP per session.

By planning sessions around overlapping objectives, players save time and maintain focus, reducing the risk of last-minute panic before TOTY.


Psychological and Competitive Advantages of Early Level 40 Completion

Reaching Level 40 before TOTY has psychological benefits. Players can approach the promo confidently, focusing on team-building, pack openings, and market strategy without the distraction of ongoing objectives.

This early completion also provides a competitive advantage. Players are ready to react to TOTY card releases, optimize SBCs, and engage in the market with maximum flexibility. The result is a smoother, more strategic experience during one of the game's most competitive periods.


Level 40 as Preparation for TOTY Success

Reaching Level 40 before Team of the Year in FC 26 is not about endless grinding; it is about smart engagement with the game's objectives. By completing Ultimate Team objectives (7,450 XP), Manager Objectives (5,000 XP), Manager Live Events (2,000 XP), Player Career tasks (4,250 XP), and the Weekly Seasonal bonus (1,000 XP), players can efficiently achieve this milestone while enjoying the full breadth of FC 26 gameplay, get more FC 26 Coins and other rewards.

Level 40 represents readiness-an opportunity to enter TOTY prepared, confident, and fully equipped to take advantage of the promo's rewards. Through strategic planning, multi-mode engagement, and consistent play, achieving Level 40 becomes not only attainable but also a rewarding part of the FC 26 experience.




MMOexp FC 26 Team