FC 26 TOTY Grind Guide: How to Get Unlimited Free Packs and Chase the Blues
Team of the Year is the biggest event in EA FC 26 Ultimate Team, and every year the same question comes up: how do you realistically pack a TOTY without spending FIFA Points? The answer this time is simple-grind smart, recycle everything, and never miss the daily upgrades.
If you follow the method below, you can generate a massive amount of packs completely for free, endlessly recycle players, and give yourself genuine chances at Team of the Year cards, TOTY Icons, and high-rated fodder for SBCs. This is not about luck alone-it's about volume, efficiency, and consistency.
Let's break down the ultimate EA FC 26 TOTY grind step by step.
Step 1: Never Miss the Daily Login Upgrade
The foundation of this grind starts with the Daily Login Upgrade SBC. This is as close to "free" as Ultimate Team gets.
All it requires is one bronze player, and in return you get a gold pack every single day. There's no reason not to do this. Even if the pack seems small, every gold card matters when you're recycling for upgrades later.
Make this the first SBC you complete every day. No exceptions.
Step 2: Daily Bronze and Daily Silver Upgrades (Five Times Each)
Next, you want to complete:
Daily Bronze Upgrade-5 times
Daily Silver Upgrade-5 times
Each SBC only requires one card and gives you a premium pack in return. That's 10 free packs per day, and more importantly, it floods your club with bronze and silver players.
At this stage, store everything. Don't quick sell. Don't discard. Every single card plays a role later in the grind.
Step 3: Convert Bronzes and Silvers into Free Golds
This is where the grind starts to snowball.
Take all your bronze and silver cards and put them into the Daily Common Gold Upgrade SBC. You can complete this five times per day, and it gives you 11 common gold players per completion.
That's 55 gold players per day, completely free.
This step is crucial. The reason you farm bronze and silver cards isn't for their value-it's to turn them into golds that can fuel every other upgrade SBC in the game.
Open all five packs and again, store everything.
Step 4: Optional Daily Rare Gold Upgrade
If you're on an established account with spare golds, the Daily Rare Gold Upgrade can be worth doing. However, if you're on a newer or lower-coin account, you can safely skip this and stick to the core grind.
The method works either way-the key is volume, not rushing.
Step 5: Winter Wildcards Crafting Upgrade (The Engine of the Grind)
Once you've got a stack of golds, the real magic begins.
The Winter Wildcards Crafting Upgrade SBC is one of the best-value SBCs EA FC 26 has seen. It gives you a 78+ x3 pack, is extremely cheap to complete, and is highly repeatable.
Because you're generating so many gold cards daily, you can complete a large number of these every day. Each pack regularly returns:
Multiple gold rares
Occasional walkouts
Sometimes even TOTY or TOTY Icons
This SBC is what fuels everything else. The rares you get from here will be recycled endlessly into higher-tier packs.
Step 6: Target the Winter Provision Upgrade
Your next major objective is completing the Winter Provision Upgrade, which requires three 85-rated players.
At first, 85s might seem hard to get-but after opening multiple crafting upgrades, they start appearing naturally. If you're short, you can bridge the gap using an 83+ x10 or 83+ x5 upgrade, which is easily achievable using the fodder you've already generated.
Once completed, the Winter Provision pack is massive. You'll receive 40 gold players, most of them rare, which dramatically boosts your club depth.
You should aim to complete this up to four times per day if possible.
Step 7: Store Everything-No Exceptions
At this point, your club will be stacked with golds, rares, and high-rated fodder. Do not discard anything.
This grind only works because you recycle intelligently. Every low-rated card feeds another upgrade. Every high-rated card either unlocks a new pack or helps you save rating in another SBC.
The moment you start discarding cards, the loop breaks.
Step 8: Premium LaLiga & Liga F Upgrade Packs
Now you're ready for the main attraction.
The Premium LaLiga and Liga F Upgrade Pack gives:
11 players
3 rares guaranteed
Only players from LaLiga or Liga F
These leagues contain multiple Team of the Year cards, which makes this SBC the best targeted grind during TOTY.
Thanks to the Winter Provision packs and crafting upgrades, you should be able to complete multiple premium upgrades in a row without spending FC 26 coins.
This is where the grind becomes genuinely exciting.
Step 9: Smart Recycling After Opening Premium Packs
Opening packs is only half the method. The real skill is knowing what to do after.
Here's the optimal recycling strategy:
81-rated and below (gold rares or commons):
Put straight back into the Winter Wildcards Crafting Upgrade.
82–84 rated gold rares:
Use these in 85 x3 upgrades to guarantee more Winter Provision packs.
84-rated players:
Eventually funnel these into the Team of the Week Upgrade SBC, which is essential for completing higher-rated SBCs like 83+ x10.
85-rated players:
Save exclusively for the Winter Provision Upgrade.
86+ walkouts:
Instead of locking them into player SBCs immediately, use them strategically to save rating in upgrades like the 83+ x10. One high-rated card lets you fill the rest with low golds.
This recycling loop keeps the grind alive indefinitely.
Step 10: The Infinite Loop Explained
The method works because it feeds itself:
1.Daily bronze & silver SBCs
2.Daily common gold upgrades
3.Winter Wildcards crafting upgrades
4.Winter Provision packs
5.Premium LaLiga & Liga F upgrades
6.Recycle back into crafting upgrades
Each step creates more rares, which unlocks more premium packs, which then feed back into crafting upgrades again.
As long as SBCs remain live, this grind is effectively unlimited.
Step 11: Where Team of the Year Cards Come In
You're not forcing a TOTY pull-you're maximizing attempts.
Premium LaLiga upgrades can contain:
Team of the Year players
TOTY Icons
High-rated walkouts
The sheer number of packs you open massively increases your odds compared to opening store packs or doing random SBCs.
Even when you don't pack a blue, you're constantly improving your club and SBC flexibility.
Final Thoughts: Why This Is the Best TOTY Grind in EA FC 26
This grind works because it's:
Free
Repeatable
Efficient
Targeted toward TOTY leagues
It rewards patience, consistency, and smart recycling rather than raw luck or spending money. If you log in daily, complete the upgrades, and follow the recycling rules, you'll open more packs during Team of the Year than most players ever do.
Whether you're chasing your first TOTY, stacking fodder for Icons, or building a Road to Glory, this is hands down one of the best methods available right now.
MMOexp FC 26 Team