Summary

The FUTTIES endgame has turned EA Sports FC 26 Ultimate Team into a massive SBC-grinding festival. With repeatable upgrades and high-rated player picks now available, players can continuously recycle fodder for chances at elite 98 and 99-rated cards. The key is building an efficient loop instead of simply opening packs and running out of players. If you need extra coins, you can also buy FC 26 Coins for the FUTTIES grind.

 FC 26 Coins

Start With the 85+ x10 Upgrade

The current infinite grind revolves around repeatable high-value upgrade packs. The 85+ x10 Upgrade can now be completed without a daily limit, making it one of the strongest starting points for generating fodder. Open every pack immediately and separate useful FUTTIES/TOTS cards from duplicate fodder.

Your goal is not necessarily to hit a 99 every time. Instead, focus on creating enough 85+ cards to keep the entire cycle moving.

 

Build the Infinite Fodder Loop

A simple method is:

85+ x10 → 84+ TOTW Upgrade → FUTTIES Provisions → 85+ x10 → Repeat

The FUTTIES Provisions Upgrade is particularly important because exchanging four 87+ players produces 10 Common Golds and 20 Rare Golds rated 88 or lower. Since it is unlimitedly repeatable, it can replenish the low-rated cards needed for further upgrade SBCs.

When your club starts filling with duplicates, immediately convert them into another upgrade or player SBC rather than leaving them unused.

If you need extra resources, cheap FC 26 Coins can help you complete FUTTIES upgrades faster.

 FC 26 Coins

Chase the 99s

Once you have accumulated enough high-rated fodder, move into the 95+ or 98+ FUTTIES player picks. The current 1-of-3 98+ FOF/FUTTIES T1-T4 Player Pick guarantees three choices rated 98 or higher, although it requires nine squads and is considerably more expensive.

For a more sustainable grind, the 95+ FUTTIES pick is generally easier to repeat and still gives you access to elite endgame cards.

 FC 26 Coins

Final Tips

The biggest mistake is wasting high-rated duplicates. Keep recycling them, use FUTTIES Provisions whenever your gold supply drops, and prioritize repeatable upgrades over expensive one-off SBCs. The "infinite" method does not literally guarantee a 99 in every pack, but it gives you an efficient way to generate huge numbers of attempts without constantly buying new fodder.

With FUTTIES content at its peak, this is one of the best times in FC 26 to empty your club and hunt for that elusive 99-rated FUTTIES monster.