FC 25 Ultimate Team: How to Build a Full 99 Rated Squad
In EA FC 25 Ultimate Team, reaching a full 99-rated squad is the dream for every serious FUT manager. With the right grind, strategy, and timing, it's possible to assemble a team where every position is maxed out, including 99-rated superstars, bench players, and even a 99-rated manager chemistry boost. But be warned — it takes patience, elite-level planning, and a deep understanding of Squad Building Challenges (SBCs), Objectives, chemistry links, and the transfer market.
This in-depth guide breaks down everything you need to know to reach the full 99 milestone—from building your coin base and sniping high-value cards to locking in seasonal rewards, using chemistry boosts, and maximizing Evolutions.
What Does a "Full 99 Squad" Actually Mean?
Before we get into the method, let's define what a full 99-rated team includes in FC 25 Ultimate Team:
Starting XI: All players rated 99 OVR
Bench: All substitutes and reserves also 99-rated
Manager: Matches nationality or league for max chemistry
Chemistry: 33/33 squad chem or very close
PlayStyle+ Boosts: At least 3+ players with meta PlayStyle+ traits (like Power Shot+, Pinged Pass+, etc.)
It's not enough to just throw 99-rated players into a lineup. For the team to function competitively, you need perfect links, proper PlayStyles, and chemistry synergy.
Step 1: Build a Massive Coin Stack — Fast
Your 99 squad starts with coins. Here's how to build a 5-10 million coin stack quickly:
1. Grind Rivals and Champs Early
Make Division Rivals your daily goal. Elite Division gives the best coin packs.
Weekend League (Champions Finals) is the fastest path to 100k+ coin rewards weekly.
2. Master the Transfer Market
Flip low-rated fodder during SBC hype (84–86 rated players spike during Icon SBCs).
Invest in TOTW cards or promo players when prices drop on Sunday nights.
3. Complete Upgrade SBCs Efficiently
Use Bronze Pack Method (BPM) to turn cheap packs into profit
Recycle duplicates through Upgrade SBCs (like 80+ x10) to pull fodder and promo cards.
4. Use Objectives for Free Cards
Seasonal objectives give high-rated players usable for SBCs.
Evolution players help you delay using fodder in squads.
Target Coin Goal: At least 7–10 million coins to build a fully maxed team without waiting on pack luck.
Step 2: Prioritize the Right Player Releases
To build a full 99-rated squad, you must know which promos offer the best opportunities. EA releases top-tier cards primarily during specific events. Here are the most important promos to target:
Overview: Released late in the game cycle, includes league-specific and Ultimate TOTS teams.
Key Cards:
Kylian Mbappé – 99-rated striker with elite pace and finishing.
Jude Bellingham – Endgame CM with 99 everything.
Virgil van Dijk – Absolute wall in defense with 99 physicals.
Shapeshifters
Overview: Players change position and gain boosted stats, often reaching 99.
Key Cards:
Lionel Messi (ST) – 99-rated with 5* skills/weak foot.
Luka Modrić (CB) – Glitched stats in an unconventional role.
Cristiano Ronaldo (CAM) – Unstoppable when in full chem.
Overview: Community-voted and SBC-heavy promo with premium cards and re-released content.
Key Cards:
FUTTIES Messi – 99-rated, available through grindable SBC.
FUTTIES Varane – Meta CB with every defensive stat maxed.
Community Favorites – Rotated returns of top 99 SBCs.
End of an Era (EOE)
Overview: Honors retiring legends or departing stars with one last overpowered card.
Key Cards:
Toni Kroos – Perfect deep-lying playmaker with 99 passing.
Thiago Silva – Veteran leader with elite defending.
Jamie Vardy – Explosive striker with 99 pace/shooting.
Trophy Titans / Icons / Heroes Upgrades
Overview: Legendary players receive super-boosted versions, many reaching 99.
Key Cards:
Ronaldo Nazário (R9) – The most expensive and broken 99-rated striker.
Zinedine Zidane – Versatile CAM with 5* everything.
Yaya Touré – Dominant box-to-box Hero card.
Best 99-Rated Players by Position:
GK: 99 Donnarumma (TOTS), 99 Neuer (FUTTIES)
CB: 99 Van Dijk, 99 Varane, 99 Ramos
LB/RB: 99 Theo Hernández, 99 Walker
CM/CAM: 99 Bellingham, 99 Zidane, 99 Modrić
Wingers: 99 Mbappé, 99 Di María, 99 Sané
ST: 99 Haaland, 99 CR7, 99 R9
Tip: Use FUTBIN or FUT.GG to track leaks and prepare your club for upcoming 99-rated SBCs.
Step 3: Use Evolutions Wisely to Get Free 99s
FC 25 introduces upgraded Evolutions, including Evolutions that go up to 99 OVR.
How to Use Evolutions to Your Advantage:
Target special cards with high base stats (87+) that meet EVO requirements.
Apply the Premium or Golden EVO Paths during TOTS or FUTTIES.
Free evolutions each season let you upgrade underrated cards (like 87 Musiala → 99).
Best Budget Evolvable Players:
Frenkie de Jong (easy to link, well-rounded)
João Cancelo (defense + dribbling EVO)
Nico Williams (dribbling/shooting hybrid EVO)
Evolutions save you millions of FC 25 coins. Always have at least 1–2 evolution projects cooking while you grind the rest of the squad.
Step 4: Nail Chemistry and Squad Links
A full 99-rated squad that plays like a bronze team is worthless. Chemistry and PlayStyles matter!
Best Ways to Max Chemistry:
Same Nation Core: Use 4–5 players from the same country (e.g., France: Mbappé, Varane, Kanté, Hernandez).
Same League Defense or Attack: Stick to Premier League or La Liga cores to easily earn chem.
Icons and Heroes: They link with ANY league or nation. Use 99-rated Icons like Zidane, R9, or Ronaldinho to glue your team together.
Chemistry Styles to Use on a 99 Squad:
Even 99s can be improved with styles:
Anchor: CBs with 99 physical + pace
Hunter: STs or wingers that still need max pace/shot
Engine: CAMs for max dribbling + passing
Chemistry boosts hidden stats, especially:
Reactions
Composure
Aggression
Short Passing
Step 5: Use "Glitched" SBC Loops and Reward Cycles
You'll never build a 99 team if you're always spending. Smart players use SBC loops to build for free.
SBC Loops You MUST Exploit:
82+ x10 → 84+ Picks → Icon Pick SBCs
Craftable infinitely with low-rated fodder
League Upgrade SBCs
La Liga, Premier League, and Ligue 1 player packs = high return rate during TOTS
Daily Login SBCs
Free packs over 20 days = high odds of pulling fodder or specials
Community Tactics:
Stack packs before promo launches (like FUTTIES or TOTS Week 3)
Open only during Lightning Rounds when top 99s are in packs
Use Web App or Companion App to mass-submit upgrade SBCs faster
Step 6: Fill the Bench with Overpowered 99s
Most players forget about the bench—but a full 99 team includes super subs and reserve beasts.
Ideal Bench Setup:
Super Sub Striker: 99 Vini Jr. or 99 CR7
Pace Demon Winger: 99 Dembélé or 99 Leão
Midfield Boss: 99 Gullit or 99 Pogba
CB Option: 99 Militao or FUTTIES Tomori
Keeper Backup: Optional, but 99 Ter Stegen works
Keep your bench balanced: 2 attackers, 2 mids, 1 defender, 1 keeper (optional), 1 wildcard
Step 7: Unlock a 99 Chemistry Manager (Yes, It's Possible)
Manager Boost:
Choose a manager with the same nation or league as your core players.
Example:
La Liga + France squad = Didier Deschamps
Bundesliga + Germany = Nagelsmann
Even though managers don't have OVRs, they impact your final squad chemistry, unlocking hidden boosts for PlayStyles and in-game animations.
Step 8: Put Your 99 Team to Use in Key Modes
Once you build the dream, flex it:
Weekend League
Full 99s dominate Champs Finals, especially if you have 5* skills and PlayStyle+ cards.
Division Rivals Elite
Use your 99s for coin grind, XP, and challenge completion.
Friendlies or Custom Tournaments
Play against other meta teams and test chemistry matchups.
Try "No Rules" or "Max Chemistry" modes to truly break the meta.
Final Thoughts: Is the Full 99 Squad Worth It?
Yes—but only if you play smart. A full 99-rated squad in FC 25 is more than a flex. It's:
The endgame goal of the Ultimate Team grind
A ticket to winning every competitive mode
A way to enjoy your favorite players at peak performance
The ultimate badge of FUT mastery
But remember, you can't buy your way to chemistry and PlayStyle synergy. Build smart, evolve smart, and grind the right objectives and promos.
Recap Checklist: How to Build a Full 99 Squad
Earn 7–10 million coins from Rivals, Champs, and market flips
Target 99-rated cards from TOTS, FUTTIES, EOE, and Icons
Use Evolutions to max cheap cards for free
Build chemistry with Icons, leagues, and nations
Abuse SBC loops and upgrade paths
Stack bench with meta 99s
Choose a matching manager
Play and win with style in Champs and Rivals
Now go build that dream squad — and remember, every 99-rated team starts with the grind, but ends with the glory.
MMOexp FC 25 Team