Summary
The 1 of 3 98+ FOF or FUTTIES T1-T4 Player Pick SBC has arrived in FC 26 Ultimate Team, offering one of the biggest player-pick opportunities of the current FUTTIES cycle. The reward guarantees three choices from eligible Festival of Football and FUTTIES Team 1-4 cards rated 98 or higher, giving players a chance to land an endgame-level upgrade. If you need extra coins for the SBC, you can also buy FC 26 Coins for the latest FUTTIES content.
SBC Requirements and Cost
The challenge consists of nine squads, requiring ratings from 90 through 92. Current estimates put the total completion cost at roughly 440,000-467,000 coins on console, with the PC cost higher depending on the market.
Each segment also provides a pack reward, including Jumbo Gold Packs, Premium Electrum Players Packs, and Premium Mixed Players Packs. However, the main attraction is the final 1 of 3 98+ Player Pick.
Best 99-Rated Choices
If you hit several 99-rated options, don't simply choose based on overall rating. Lamine Yamal, Rodri, Pedri, Van Dijk, Wirtz, Olise, Marquinhos, Cherki, Wilson, Barcola, Kane and De Bruyne are among the standout names available across the eligible promotions.
For attackers, Lamine Yamal, Barcola and Wilson should be high on the priority list because of their attacking potential and endgame-level ratings. In midfield, Rodri, Pedri, Wirtz and De Bruyne can provide elite passing and playmaking. Defensively, Van Dijk and Marquinhos are particularly appealing choices.
Best 98-Rated Picks
Don't automatically discard a 98-rated card. Kylian Mbappé, Erling Haaland, Mohamed Salah, Lionel Messi, Ousmane Dembélé and Vinícius Jr. are all included in the wider pool and can still be excellent additions depending on your formation and squad chemistry.
Your best choice should therefore depend on position, playstyle and current squad weaknesses rather than simply selecting the highest-rated card.
Should You Complete It?
The answer depends heavily on your fodder situation. If you can complete the SBC mainly with duplicate or untradeable high-rated cards, the gamble becomes much more reasonable. If you need to spend a large amount of FC 26 Coins, however, the lack of a guaranteed premium 99-rated player makes the decision more difficult.
Final Verdict
The 1 of 3 98+ FOF or FUTTIES T1-T4 Player Pick is one of FC 26's biggest endgame lottery SBCs. Save your best fodder, complete it if the cost is manageable, and prioritize elite meta options over overall rating when making your final selection.
